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About Сравни. Кредиты, ОСАГО, Займы.
Compare financial and insurance products from multiple providers in one app. Сравни. Кредиты, ОСАГО, Займы. brings together banks, microfinance organizations, and insurance companies, letting you evaluate offers side-by-side and apply directly without leaving the application.
Find the right loan for your needs. Browse consumer loans, card-based credit, microloans, payday advances, refinancing options, auto loans, and mortgages. The app uses your credit history to match you with products you're likely to qualify for, and a built-in loan calculator shows you exact terms, monthly payments, and total costs before you commit. Rates range from 4.00% to 35.99% annually with repayment periods from 61 days to 10 years. Apply online and receive approval within minutes, with money transferred to your card instantly for microloans.
Save on car insurance with the OSAGO calculator. Compare mandatory motor liability coverage from 18 insurance companies and see how discounts for accident-free driving (KBM) lower your premium. Many users save up to 5,500 rubles by comparing before purchase. Download your e-OSAGO policy directly to the app and carry it with you. The app also covers travel insurance, home and apartment protection, and sports accident coverage.
Track your financial health with a free credit rating check. The app calculates your likelihood of loan approval, breaks down your debt load, displays your credit history, and charts how your rating changes over time. Receive notifications when your score shifts, plus actionable tips to improve it. Store all your policies, loan applications, and saved vehicle and driver information in your profile for quick access and future comparisons.
Stay informed with daily financial content. Read articles, guides, and analysis on managing money, building credit, choosing online banks, and saving on insurance—all curated within the app to help you make stronger financial decisions.
Your personal data is protected under Russian federal law. Download Сравни. Кредиты, ОСАГО, Займы. today and take control of your borrowing and insurance costs.
Pros & Cons
Pros
- Compare loan and insurance offers from multiple providers side by side
- Built-in calculator shows exact monthly payments and total costs upfront
- Free credit score check with actionable tips to improve your rating
- Fast approval and instant money transfer for microloans within minutes
- Store policies, applications, and vehicle info in profile for quick reuse
Cons
- Requires personal financial data and credit history to match loan offers
- Annual interest rates range up to 35.99%, reflecting high-cost borrowing options
- Direct application integration may encourage impulsive borrowing decisions
- Android-only; no iOS or desktop version for comparing offers on other devices
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